This is it! Highest crest ever beating out floods of 1927, 1937, 1945 and 1993. If you compare to the video I took a week previous, you’ll see about a 5 foot rise. Standing on Interstate 155 between Caruthersville Mo and Dyersburg TN.
Posts Tagged ‘flood’
Comments: 8October 3rd, 2011 by lionjkt
Comments: 0July 21st, 2010 by lionjkt
Floods can not be stopped or avoided, and if your home is located in a flood zone area, there is really nothing you can do expect to take measures to minimize the possible damage or destruction of your property. You can also expect that when your house is located in a flood zone area, it will increase your flood zone insurance premium.
Insurance providers charge higher premiums in high-risk areas, even as much as three times higher than for those policy holders whose houses are located in low-risk areas. If you do not want to move to another location, then you have to bear the high flood insurance premiums.
However, you are not that helpless. Insurance companies can also give you advice on how you can put up measures to obtain cover. It is very important for you to get adequate cover for your house buildings and the contents of your home. You have worked so hard to acquire your things and it is not that easy to lose them or see them damaged in a flood. Some objects may even be replaceable so of course you would not want to lose them.
Here are some advices for you to minimize damage when you receive a flood warning, but do this only if you have adequate time. Do not sacrifice your own safety because you only have one life to live and no matter how many life insurance cover policy you have, it can not restore your life. Things can be replaced but your life can not be replaced.
Comments: 0July 21st, 2010 by lionjkt
How and Where to Find Flood Insurance in North and South Carolina, Without Taking Out Another Mortgage
Since the disaster of Hurricane Katrina the nation has taken a long hard look at the insurance industry, with sweeping changes for consumers, especially those living in coastal areas. From Florida to Long Island, insurance companies are raising their rates drastically, or even refusing to cover people. Thankfully states like North Carolina and South Carolina have taken steps to protect their coastal areas and the people who live their. In addition, the Federal Government has also stepped in to help alleviate the troubles caused by flooding, which happens to be 26 times more likely than fire, according to the Federal Insurance Administration.
The Federal Emergency Management Agency (FEMA) has identified over 19,000 communities nationwide which are susceptible to flooding. For those residents, FEMA has established the National Flood Insurance Program. To find out if your community participates in the program, visit www.fema.gov/fema/csb.shtm. North Carolina has 486 participating areas, and South Carolina has 205 areas. The numbers include both towns and counties, so there is a good chance your area is covered.
The National Flood Insurance Program covers residences, commercial properties, and renters. The insurance isn’t prohibitively expensive, especially considering what you can loose. Premiums average around $400 per year for residences and provide coverage for up to $250,000 of structural damage, and $100,000 of personal property. Renters are able to cover up to $100,000 of personal property. Commercial property premiums are slightly higher, and provide coverage of up to $500,000 combined for structural and property damage. The first step in educating yourself about flood insurance is to visit www.floodsmart.gov, which is the National Flood Insurance Program’s website. Typically deductibles for the policies run from $500 to $1,000. These are standard deductibles, and do not change from company to company.
Comments: 0July 20th, 2010 by lionjkt
Flooding in New Jersey is very likely. In fact, between 1994 and 2003 there were approximately 19,000 claims filed in New Jersey alone. If you ever have to experience such flooding in New Jersey, it is important that you know what is involved with filing a NJ flood insurance claim.
The first step in filing a claim is to contact your agent or insurance company immediately. They will then assign a claims adjuster to help you in evaluating the damage to your property as well as your property loss. It is important to realize that flooding can occur at any time in New Jersey and one torrential downfall can cause the Delaware River to swell and the overburdened drainage systems in the state to overflow. If you must file a flood insurance claim, be certain to have the following ready to file the claim:
Name of the insurance company
Policy number
Telephone and/or email address where you can be reached at all times
If your home is damaged to the point that you must go to a shelter or if you cannot be easily reached, provide your agent with the contact information for a trustworthy point-of-contact such as a friend or relative who can find you. If an adjuster is not assigned to you within a few days, contact your insurance agent or company again.
Comments: 0July 19th, 2010 by lionjkt
Everyone in Natomas will soon be required to buy Flood Insurance.
In the post Katrina era we all have a much better understanding of how devastating a major flood can be to both individuals and a community. When Katrina hit, the levees in place to protect the city failed and what resulted was one of the worst disasters in American history. Unfortunately, most people are not well informed about the dangers of floods and what they can do to protect themselves from financial devastation in the event of a flood. In fact when most people think about floods, they only consider catastrophic disasters like Katrina and they forget that even an inch of water can cause several thousand dollars of damage to both structures and personal property.
In recent years since Hurricane Katrina, the Federal Government has been the focus of substantial pressure and scrutiny about the way the disaster in New Orleans was handled. Some serious questions have arisen about the strength of the levies protecting the city and why the majority of residents did not have flood insurance given that they were living in a basin with a great potential for flooding. As a result of these experiences the US Federal Government has become much more aware of the devastation that flooding can cause and the importance of preparing and educating communities that could be the victims of a flood.
Comments: 0July 18th, 2010 by lionjkt
Flooding is a risk wherever you live. Midwestern rivers such as the Mississippi overrun onto the streets regularly. People living in the East live with flooding due to nor’easters, rapidly melting snow, and the remnants of tropical storms. The flooding in the South is typically caused by tropical storms. The flooding season is intense in the Western states from November to March every year. During this time, millions of dollars worth of damage is caused by flooding. Taking all of this into consideration, our suggestion is to consider buying commercial flood insurance.
The majority of business and home owners have general insurance policies that cover losses caused by theft, fire, ice, and snow. Keep in mind that flood damage is not covered by these policies. A good commercial flood insurance policy can bring you peace of mind. Flooding is likely in many areas across the nation, so you should have good coverage in place to protect your assets.
The National Flood Insurance Program (NFIP) is an agency that was established for the purpose of ensuring that home and business owners can get flood insurance at reasonable rates. Because every commercial flood insurance agent must deal with this organization, you will always obtain a decent price with your commercial flood insurance purchase.
What coverage is involved with commercial flood insurance?
• Building coverage: This covers the cost of repairing your building when it is damaged, as well as fixtures, machines, and anything inside the building. Basically, anything damaged by flooding is covered, something not provided for in other insurance policies.